Not a lender. Not a broker. Not a full time employee. A 1099 Banker is a former banking professional who takes on lending institutions for you and finds the best fit for your business. Decades of commercial banking experience — serving business owners in all 50 states.
We've stripped the complexity out of finding experienced banking help.
Built for business owners who need real banking expertise — not a brochure. All three engagement tiers are designed for transactions up to $5,000,000.
Former commercial bankers, credit officers, and market presidents — available to you directly. Now working as 1099 professionals to make your business as attractive as possible to as many lenders as possible.
Doug Bowman spent twenty-five years in commercial banking — from business banker at BB&T to Charlotte Market President at United Community Bank, with stops at Fifth Third, HSBC, and First National Bank along the way. He has been formally credit trained, has led teams at every level of the business, and has sat on both sides of the credit desk more times than he can count.
In 2024 he left institutional banking to found Archer Advisory LLC and 1099Bankers — two platforms built on a simple conviction: business owners deserve access to a banker who has already walked the range, knows where the targets are, and won't let a pitch happen until the conditions are right.
Doug lives in Charlotte with his wife Susan. His daughter EJ is pursuing a career in the music business. His son Clay races cars — with the Archer Advisory logo on the hood. When he is not working, Doug can usually be found on a golf course, on the water, or at a racetrack.
| Highest Title | Charlotte Market President |
| Banks | BB&T · Fifth Third · HSBC · First National Bank · United Community Bank |
| Education | MBA, Wake Forest University |
| Based In | Charlotte, NC |
| Serves | All 50 states (remote) · In-person in the Carolinas |
| Larger Deals | Archer Advisory LLC → |
| Connect with Doug → |
No fluff. No sales pitch. Just straight talk from someone who spent 25 years on the other side of the desk.
When your client hits a wall with their bank — or needs a capital strategy before they can execute — send them somewhere you trust.
Want to see how it works first? Watch a short video →
Names withheld at client request. Details shared with permission.
My bank had been stringing me along for four months on a refinance. Doug reviewed my financials, identified two issues the bank never mentioned, and had us in front of a better lender within three weeks. Closed in 47 days.
We had been turned down twice and had no idea why. The Diagnostic session alone was worth every penny — we learned more about our credit posture in 60 minutes than we had in five years of banking relationships.
As a CPA I was skeptical. But my client needed someone who could speak the bank's language and advocate on their behalf. Doug did exactly that — and kept me in the loop the entire time. I have already referred two more clients.
